One of the most important parts of a real estate transaction is being able to get the financing you need when you need it. Allow me to demonstrate my knowledge and experience to gain your trust as your mortgage provider. I'm part of a lending institution that prides itself in providing high quality financial services to the public. It is my mission to provide the best programs at the most competitive rates and fees available.

I understand that purchasing or refinancing a home is one of the largest investments made throughout our lives. Therefore, I understand the importance in providing a superior service not only in products but also in client communication and consultation. I take pride in being accessible to you around the clock and on the weekends. Upon introductions I like to discuss with you your specific needs as well as your current scenario. This is an informal process where we have an opportunity to get to know one another. From this point, I can better evaluate the scenario and develop a few options to meet your unique needs. From here, we can proceed with the pre-approval process, discuss interest rates and go over a good faith estimate which will illustrate the monthly payments and closing costs. I take pride in providing you with peace of mind, comfort and confidence knowing that one phone call is all it takes to know exactly where we stand.

I am proud to offer added security in uncertain times with a Free Float Down option. If a rate is locked in and rates improve prior to closing I can typically float down to a lower rate free of charge! This provides you with peace of mind knowing that you will receive the best possible rate available.  

Not only do I specialize in Kiawah Island and the greater Tri-County area but I'm also proud to offer my services in Virginia and the rest of South Carolina. I specialize in the Jumbo and Conforming mortgage markets and I offer the most competitive rates available, often times with zero points! Whether it's a primary residence, second home or investment property I'm here to assist. Our home loan programs include: purchase, refinance, debt consolidation, home equity loans and second mortgages tailored to your unique situation.

When I'm not in the office I enjoy being a newlywed, spending time with my lovely wife Katie and our little ones. We love Charleston, the lowcountry lifestyle and all it has to offer. In our free time we enjoy traveling to see friends and family from Williamsburg, VA too Clemson and Columbia.