Welcome to the First Charleston Mortgage Rate Sheet page. Current posted rates are in effect as of 05/18/2012 8:40:03 AM Central Time.
30 Year Fixed
Rate
Points
APR
Lock Days
3.500%
1.000%
3.614%
30
3.750%
0.000%
3.783%
30
The APR is calculated using a loan amount of $165,000 and these typical fees.
15 year fixed mortgage
Rate
Points
APR
Lock Days
2.875%
0.750%
3.031%
30
3.000%
0.000%
3.048%
30
The APR is calculated using a loan amount of $200,000 and these typical fees.
30 Year Fixed Jumbo
Rate
Points
APR
Lock Days
4.625%
1.000%
4.725%
30
4.875%
0.000%
4.888%
30
The APR is calculated using a loan amount of $450,000 and these typical fees.
15 year Fixed Jumbo
Rate
Points
APR
Lock Days
3.875%
1.000%
4.045%
30
4.125%
0.000%
4.147%
30
The APR is calculated using a loan amount of $450,000 and these typical fees.
30 Year FHA / VA Loan
Rate
Points
APR
Lock Days
3.625%
1.000%
3.734%
30
3.750%
0.000%
3.777%
30
The APR is calculated using a loan amount of $200,000 and these typical fees.
20 Year Fixed
Rate
Points
APR
Lock Days
3.500%
1.000%
3.652%
30
3.750%
0.000%
3.788%
30
The APR is calculated using a loan amount of $200,000 and these typical fees.
5/1 Adjustable Rate Mortgage
Rate
Points
APR
Lock Days
2.500%
1.000%
3.418%
30
2.625%
0.000%
3.339%
30
The APR is calculated using a loan amount of $200,000 and these typical fees.
5/1 Jumbo ARM
Rate
Points
APR
Lock Days
2.875%
1.000%
3.407%
30
3.250%
0.000%
3.330%
30
The APR is calculated using a loan amount of $450,000 and these typical fees.
Assumptions:
Purchase or Rate and Term Refinance
Single Family Detached Owner Occupied
80% Loan to Value for Conventional Conforming Loans
Up to 70% Loan to Value for Jumbo Nonconforming Loans
Loan Amount $200,000 for Conventional Conforming Loans
Loan Amount $450,000 for Jumbo Nonconforming Loans
Rates Valid for an Applicant with a 740 Middle Credit Score
The advertised rates are not an offer to enter into an interest rate lock agreement. All loans subject to underwriting approval, including credit and property approval. Not all borrowers will qualify. Not a commitment to lend. Rates, terms and programs are subject to change without notice. E.O.L.
